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Men are slightly more likely to become self-employed after 50 than women, and unmarried women were more likely to become self-employed after 50 than married women. And not suprisingly, people without pension plans were more senior jobs likely to start their senior jobs own businesses after age 50 than those with pension plans. There can be problems with self-employment for older workers, a main one being health insurance. Many people who are self-employed either have no insurance or pay a great deal more than wage-and-salary workers for their health care. The study also showed that only 34% of people in business for themselves have health insurance. And for this small portion that does, health insurance bills can run hundreds of dollars each month. Thus, the study also found that older workers that had health insurance at a wage-and-salary job were less likely to quit and go into business for themselves.
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